Since its inception, PREMR has become the world’s first Art Patron Token. PREMR functions as a payment and utility token, used to acquire and bring for display the works of while humanity’s greatest artists out of hiding and into the public sector where they can be seen and enjoyed.

The issuing Company, Premier Art Holdings Ltd. (“The Company”), issues PREMR for one and only one purpose: i.e. to acquire and maintain art for the PREMR Art Portfolio to be seen and enjoyed on display around the world.

PREMR Tokens are an economic reflection of PAHL’s portfolio of fine art, which it owns, maintains, and fully insures. PREMR tokens do not represent equity, debt, profit-sharing, or governance rights in The Company or the PREMR Art Portfolio.

PREMR is issued by Premier Art Holdings Ltd. solely to acquire and maintain art for the PREMR Art Portfolio. Currently, it does this by issuing PREMR to independent service entities, who thoroughly vet the art for authenticity, value and insurability. The Company does not sell PREMR to raise capital, does not conduct public or private token offerings, and does not issue PREMR inside the U.S. or  to U.S. persons.

PREMR Patron Members (owners of PREMR Tokens) at various levels will be given priorities and benefits with ever-increasing opportunities. Those benefits will include the following and more:

• Participating art galleries accept PREMR as payment and many will give discounts on commercial and fine art purchases ranging from 5% to 20% when they are paid for with PREMR instead of cash.

• As the Art Portfolio grows, The Company foresees a PREMR museum where billions of dollars of art masterpieces held in the PREMR Art Portfolio will be exhibited.  PREMR Patrons will enjoy free or discounted admission to the museum and PREMR exhibitions; discounts on art and other merchandise sold at the museum or exhibitions; admission to private PREMR events; and more.

• Other participating merchants will accept PREMR as payment and many will give discounts on items or services when they are paid for with PREMR instead of cash.  In the future, these may include jewelry stores, car dealers, fitness centers, sports betting sites, and more.

PREMR is designed as a collateralized digital commodity token that operates within applicable digital-asset, commercial, and financial-crime compliance frameworks, which vary by jurisdiction. Its use and availability are subject to local laws and regulatory requirements governing digital assets, payments, and commercial transactions.

PREMR is initially distributed outside the United States to comply with U.S. regulatory requirements and to avoid any risk of being characterized as a U.S. securities offering. This approach allows PREMR to develop independent, offshore commercial use and circulation before any potential U.S. exchange availability.

Digital assets provide a technological framework for the transfer and settlement of value in commercial transactions. They enable parties to exchange consideration directly using digitally native units that can be transferred, recorded, and verified on distributed-ledger networks.

PREMR tokens are a digitally transferable form of consideration that reflects a professionally managed fine-art asset portfolio.

Key characteristics and benefits include:

• Commercial Utility – PREMR may be used as consideration in transactions for goods and services where accepted, including within art-related commercial ecosystems.

• Connection to Tangible Assets – Each PREMR token represents a proportional economic reflection of the insured scheduled value of a fine-art portfolio purchased with the issuance of PREMR and owned outright by The Company, without conveying ownership or control rights.

• Transparency and Verification – The art portfolio is independently authenticated, fully insured at scheduled value, and subject to semi-annual third-party audits verifying location, presence, and insurance coverage.

• Digital Transferability – PREMR tokens can be transferred and settled digitally between eligible wallets, enabling efficient transaction and settlement mechanics.

• No Asset Management Burden – Tokenholders do not bear responsibility for storage, insurance, exhibition, or maintenance of the underlying artworks, all of which are managed by independent professional service providers.

Yes, incidentally and through ordinary commercial use. After initial offshore issuance, PREMR may circulate among independent third parties and be used as consideration in lawful commercial transactions, including transactions that involve U.S. counterparties. Such circulation is not promoted, directed, or facilitated by The Company and does not involve any investment offering or intent.

Following a public U.S. exchange listing, PREMR may be bought, sold, and traded by eligible users in accordance with exchange rules and applicable law. Exchange listing marks the transition from pre-listing circulation to open, secondary-market trading independent of The Company.

No. The Company does not market PREMR as an investment, does not make price or return projections, and does not provide liquidity, buybacks, or yield. PREMR is positioned and used as a digital commodity utilized in ordinary commerce.

No. PAHL publishes only objective, factual information, including:

• The total insured scheduled value of the art backing PREMR;

• The number of PREMR tokens in circulation; and

• A mechanical, non-predictive indicative value calculation (e.g., asset value ÷ tokens outstanding).

PAHL does not comment on future price, trading performance, liquidity, or market expectations.

OTC desks do not distribute PREMR on behalf of The Company. They may only facilitate independent, lawful secondary-market transactions.

PREMR:

• Confers no ownership, voting, or governance rights;

• Provides no dividends, interest, or profit participation;

• Is not sold to fund issuer operations;

• Is collateralized by tangible assets (fine art) held by the issuer;

• Circulates downstream as a commodity rather than through issuer-led distribution.

PREMR can be used as a digitally transferable unit of consideration in commercial transactions where accepted, but it is also designed as a utility token grounded to the acquisition and preservation of fine art, with additional benefits such as preferred, free or discounted access to exhibitions, virtual museums, and others, assets reflected rather than merely a general-purpose payment token.

No. Premier Art Holdings Ltd. is not an art fund and does not raise capital for the purpose of buying and reselling art.

Premier Art Holdings Ltd. acquires fine art directly and owns each artwork outright as part of its asset portfolio. PREMR tokens are issued as a form of consideration in connection with art acquisitions and other permitted transactions, following independent due diligence, authentication, and confirmation of full insurability at insured scheduled value by qualified third-party experts.

PREMR tokens do not represent ownership interests in the Company or its artworks, do not provide profit participation, and are not issued as an investment product. Each PREMR token represents a proportional economic reflection of the aggregate insured scheduled value of the fine-art portfolio, as described in the Company’s disclosures.

Wallets used to receive and send PREMR must be ERC-20 compatible with the PREMR token standard and meet applicable compliance, eligibility, and jurisdictional requirements.

Yes. PREMR tokens may be transferred directly between eligible wallets, subject to applicable legal and contractual requirements.

No. PREMR is explicitly non-redeemable. Token holders have no right to exchange PREMR with The Company or any of its management services companies for cash, artwork, or any other asset.” PREMR is designed for use as a digital unit of consideration in commercial transactions where accepted, rather than redemption.

PAHL intends that fine art artworks in its portfolio will be publicly exhibited in museums or other cultural venues, or held in bonded fine-art storage when not on display.

Art owners interested in submitting works for consideration may contact the Company at info@premier.art. Inquiries are reviewed and, where appropriate, referred to an independent art acquisition and management services entity, which conducts due diligence, authentication, and insurability assessments by qualified third-party experts to determine whether a work is suitable for inclusion in the portfolio.