PREMR is structured as a real-world-asset-referenced digital payment token issued by the Company (Premier Art Holdings Ltd.).

PREMR is economically backed by a portfolio of fully insured fine art held by The Company. PREMR does not represent equity, debt, profit-sharing, or governance rights in The Company.

PREMR is minted and issued solely as consideration for the acquisition of fine art. The Company does not sell PREMR to raise capital, does not conduct public or private token offerings, and does not issue PREMR inside the U.S. or  to U.S. persons.

PREMR is designed as a collateralized digital commodity token that operates within applicable digital-asset, commercial, and financial-crime compliance frameworks, which vary by jurisdiction. Its use and availability are subject to local laws and regulatory requirements governing digital assets, payments, and commercial transactions.

PREMR is initially distributed outside the United States to comply with U.S. regulatory requirements and to avoid any risk of being characterized as a U.S. securities offering. This approach allows PREMR to develop independent, offshore commercial use and circulation before any potential U.S. exchange availability.

Digital assets provide a technological framework for the transfer and settlement of value in commercial transactions. They enable parties to exchange consideration directly using digitally native units that can be transferred, recorded, and verified on distributed-ledger networks.

PREMR tokens are designed to function as a digitally transferable form of consideration that references a professionally managed fine-art asset portfolio.

Key characteristics and benefits include:

• Commercial Utility – PREMR may be used as consideration in transactions for goods and services where accepted, including within art-related commercial ecosystems.

• Reference to Tangible Assets – Each PREMR token represents a proportional economic reference to the insured scheduled value of a fine-art portfolio owned outright by The Company, without conveying ownership or control rights.

• Transparency and Verification – The referenced art portfolio is independently authenticated, fully insured at scheduled value, and subject to semi-annual third-party audits verifying location, presence, and insurance coverage.

• Digital Transferability – PREMR tokens can be transferred and settled digitally between eligible wallets, enabling efficient transaction and settlement mechanics.

• No Asset Management Burden – Tokenholders do not bear responsibility for storage, insurance, exhibition, or maintenance of the underlying artworks, all of which are managed by independent professional service providers.

Yes, incidentally and through ordinary commercial use. After initial offshore issuance, PREMR may circulate among independent third parties and be used as consideration in lawful commercial transactions, including transactions that involve U.S. counterparties. Such circulation is not promoted, directed, or facilitated by The Company and does not involve any investment offering or intent.

Following a public U.S. exchange listing, PREMR may be bought, sold, and traded by eligible users in accordance with exchange rules and applicable law. Exchange listing marks the transition from pre-listing circulation to open, secondary-market trading independent of The Company.

No. The Company does not market PREMR as an investment, does not make price or return projections, and does not provide liquidity, buybacks, or yield. PREMR is positioned and used as a digital commodity utilized in ordinary commerce.

No. PAHL publishes only objective, factual information, including:

• The total insured scheduled value of the art backing PREMR;

• The number of PREMR tokens in circulation; and

• A mechanical, non-predictive indicative value calculation (e.g., asset value ÷ tokens outstanding).

PAHL does not comment on future price, trading performance, liquidity, or market expectations.

OTC desks do not distribute PREMR on behalf of The Company. They may only facilitate independent, lawful secondary-market transactions.

PREMR:

• Confers no ownership, voting, or governance rights;

• Provides no dividends, interest, or profit participation;

• Is not sold to fund issuer operations;

• Is collateralized by tangible assets (fine art) held by the issuer;

• Circulates downstream as a commodity rather than through issuer-led distribution.

PREMR can be used as a digitally transferable unit of consideration in commercial transactions where accepted, but it is designed as a collateralized, asset-referenced digital token rather than what’s typically referred to as a general-purpose payment token.

No. Premier Art Holdings Ltd. is not an art fund and does not raise capital for the purpose of buying and reselling art.

Premier Art Holdings Ltd. acquires fine art directly and owns each artwork outright as part of its asset portfolio. PREMR tokens are issued as a form of consideration in connection with art acquisitions and other permitted transactions, following independent due diligence, authentication, and confirmation of full insurability at insured scheduled value by qualified third-party experts.

PREMR tokens do not represent ownership interests in the Company or its artworks, do not provide profit participation, and are not issued as an investment product. Each PREMR token represents a proportional economic reference to the aggregate insured scheduled value of the fine-art portfolio, as described in the Company’s disclosures.

Wallets used to receive and send PREMR must be ERC-20 compatible with the PREMR token standard and meet applicable compliance, eligibility, and jurisdictional requirements.

Yes. PREMR tokens may be transferred directly between eligible wallets, subject to applicable legal and contractual requirements.

“No. PREMR is explicitly non-redeemable. Token holders have no right to exchange PREMR with The Company or any of its management services companies for cash, artwork, or any other asset.” PREMR is designed for use as a digital unit of consideration in commercial transactions where accepted, rather than redemption.

Artworks in the PREMR-referenced portfolio are tended to be exhibited in museums or cultural venues, or held in bonded fine-art storage when not on display.

Art owners interested in submitting works for consideration may contact the Company at info@premier.art. Inquiries are reviewed and, where appropriate, referred to an independent art acquisition and management services entity, which conducts due diligence, authentication, and insurability assessments by qualified third-party experts to determine whether a work is suitable for inclusion in the portfolio.